The Revolut Premium Mastercard is a powerful option for anyone who wants more from their daily spending.
With lifestyle perks, stronger financial tools, and global benefits, it goes beyond a standard account.
This article will explain exactly how to apply online in simple steps. You will also discover key features, interest rates, and essential terms.
Understanding Revolut Premium
Revolut Premium is designed to give you more than just a payment card. It adds financial tools and perks that make daily money management easier.
What is Revolut Premium?
Revolut Premium is a £7.99 per month plan that upgrades your banking experience.
It includes a Mastercard with stylish options like Rose Gold, Lavender, and Space Grey.
Subscribers enjoy express delivery and access to exclusive benefits. These include lifestyle subscriptions, better savings rates, and purchase protection.
Why Choose Premium Over Standard?
Premium offers more than the free Standard plan. You get fee-free international benefits, higher savings rates, and stronger account protections.
Subscriptions like Uber One and Headspace are included at no extra cost. Frequent travelers, freelancers, and online shoppers benefit most from these features.
Key Features of Revolut Premium
Revolut Premium includes multiple features that add value to your account. Each one targets different aspects of lifestyle, savings, and security.
Lifestyle Subscriptions Included
With Premium, you unlock valuable lifestyle subscriptions. These services help improve fitness, productivity, and security.
You save money because the subscriptions are included in the plan. Each one is carefully chosen to bring everyday value.
- Uber One: Free delivery and exclusive offers from top restaurants and stores.
- Freeletics: Digital personal training plans with AI coaching.
- Tinder Plus: Global match features and unlimited swipe redos.
- NordVPN Standard: Secure internet browsing and virtual location safety.
- Headspace: Guided meditations and mindfulness courses.
- Sleep Cycle Premium: Smart alarm and sleep tracker.
- Picsart Gold: Tools to edit, draw, and design content.
- Perplexity Pro: AI-powered answer engine with real-time search.
Higher Savings Rates
Revolut Premium gives you access to stronger savings tools. You can earn up to 3.75% AER (variable) compared to 3.51% on Standard.
Interest is calculated daily and added directly to your balance. Withdrawals are instant, making your savings flexible.
International Benefits
Premium users enjoy cost-effective global benefits. You save 20% on international transfers to friends or family.
Unlimited foreign exchange lets you move money with no set caps. You also withdraw up to £400 monthly at global ATMs without fees.
Exclusive Rewards with RevPoints
Revolut Premium boosts your rewards through RevPoints. You earn one point for every £4 spent, compared to £10 on Standard.
Points convert to airline miles with over 30 airline partners. They also unlock discounts on hotels and experiences.
Purchase Protection and Insurance
Your Premium card comes with purchase protection. You are covered up to £2,500 yearly on eligible items if stolen or damaged.
This insurance applies to daily spending made with your Revolut account. It gives you peace of mind with important purchases.
How to Apply Online for Revolut Premium Mastercard
Applying for Revolut Premium online is a simple process. You only need the app and a valid form of identification.
Step 1: Download the Revolut App
The first step is downloading the Revolut app. It is available on Google Play and the App Store.
New users must create an account with their mobile number. Account verification is required for access to Premium.
Step 2: Choose the Premium Plan
Inside the app, go to the Plans section. Select Premium at £7.99 per month or pay annually.
The plan offers flexibility with no long-term lock. You can cancel anytime, although break fees may apply.
Step 3: Identity Verification
Identity verification is required to activate your Premium card. You need to upload a government-issued ID such as a passport, driver’s license, or national ID.
The app may also request a live selfie to confirm your identity. These steps ensure account safety and compliance.
Step 4: Personalise Your Card
Revolut lets you personalise your Premium Mastercard. You can choose Rose Gold, Lavender, or Space Grey finishes.
Express delivery ensures the fast arrival of your physical card. Meanwhile, you can use a virtual card instantly for online spending.
Step 5: Start Using Premium Benefits
Once approved, you unlock all Premium benefits immediately. Subscriptions can be activated directly in the app.
You can set up savings vaults to earn higher AER interest. The card is ready for contactless payments worldwide.
Eligibility and Requirements
Before applying, it is important to understand who qualifies for Revolut Premium. You also need to prepare documents for verification.
Who Can Apply?
To apply, you must live in a supported country. Applicants need to be at least 18 years old.
A valid mobile number and email address are required. You also need a compatible smartphone for app use.
Documents Needed
Revolut requires specific documents for verification. You will need a valid passport, national ID, or driver’s license.
Proof of address may be requested in some cases. Documents must be current and unexpired.
Interest Rates and Fees
Revolut Premium comes with attractive savings rates. It also has clear subscription and service fees.
Savings Rate Details
Revolut Premium offers up to 3.75% AER (variable) on savings. Standard users earn up to 3.51% AER.
The Annual Equivalent Rate is compounded, meaning you earn interest on your interest. This ensures steady growth for your savings.
Fees and Charges
The Premium plan costs £7.99 monthly. After withdrawing £400 from ATMs each month, a 2% fee applies.
International transfers have reduced costs compared to Standard. Additional fees apply for advanced services, such as stock trading.
Security and Customer Support
Revolut focuses heavily on account security. Premium users also enjoy priority support.
Security Features
Revolut Premium places strong focus on account safety. Virtual disposable cards protect you when shopping online.
Real-time alerts notify you of transactions instantly. You can freeze or unfreeze your card directly in the app.
Customer Support Access
Premium members get priority support 24/7. Assistance is available through in-app chat.
Phone support is also available in English. Faster responses make issue resolution more convenient.
Benefits for Families and Businesses
Revolut Premium is not only for individuals. Families and freelancers also benefit from its features.
Revolut <18 Accounts
Premium users can link up to five <18 accounts. These accounts are designed for children ages 6–17.
Parents gain oversight while children learn money management. Each account has its own Revolut card.
Revolut Pro for Freelancers
Freelancers benefit from Revolut Pro with Premium. They receive 0.6% cashback on Pro card payments.
It helps streamline income and expense management. The feature supports small businesses and side hustles.
How Revolut Premium Compares to Competitors?
Comparisons help highlight the advantages of Premium. Both internal and external benchmarks make the case clear.
Against Standard Revolut
Premium offers stronger rewards than Standard. You enjoy higher interest, more points, and better insurance.
International benefits are also wider in scope. For £7.99, these features make a clear difference.
Against Other Banks’ Premium Accounts
Traditional banks often charge higher monthly fees. Many lack lifestyle subscriptions or AI-driven tools.
Revolut Premium provides more perks at a lower price. This makes it appealing for digital-first users.
Disclaimer
Information in this article is subject to change at any time. Revolut may adjust interest rates, fees, or included perks.
Always review the latest terms on the official website. This ensures you have the most accurate and updated details.
Revolut Contact Details
Having contact details makes support easy. Premium users receive faster access.
Customer Support
Revolut Premium members can reach support directly. The fastest method is via in-app chat. English phone support is also available. Service is open 24 hours a day.
Official Address
Revolut Ltd is registered in London. The address is 7 Westferry Circus, Canary Wharf, E14 4HD.
It is regulated by the Financial Conduct Authority. This ensures compliance with financial standards.
Conclusion – Start Your Premium Application Today
The Revolut Premium Mastercard gives you more than just a payment tool. It combines lifestyle benefits, better savings rates, and strong protections.
Applying online is fast, secure, and convenient through the app. If you want a card that elevates daily life, Revolut Premium is a strong choice.